Bad Credit Financing

Bad Credit Financing at Stanley CDJR Brownwood

At Stanley CDJR Brownwood, we are proud to be a part of the Stanley Automotive Group, serving Texans for over 20 years. Our state-of-the-art, full-service dealership offers a massive inventory of car, trucks, and SUVs to meet the needs of every customer's budget. Even guests with a low credit score or no credit have many options, thanks to our in-house finance team's hard work and exceptional results. Stop by to learn more about your options for financing and begin selecting your new transportation. 

Let Us Know How We Can Help

Our team has decades of combined experience finding the perfect loan and terms for each customer. Even in the case of a low credit score or no credit history, our pros can secure the financing you need. We want you to be driving home today in a new, or new to you, quality vehicle from Stanley CDJR Brownwood. That step allows our experts to begin searching for the best lender to meet your needs.

What Lenders Will Require

If you have never completed a credit application, it is vital to understand the information you need handy. Your information needs to be accurate. The application should be filled out entirely to ensure that lenders get a clear picture of your financial capabilities. The numbers you provide will help lenders determine if you qualify for the loan you are requesting or if your request will be denied. The questions will include:

• Your credit score
• Your financial history
• Your debt to income ratio
• The amount you would like to finance.

Having past credit issues can feel very embarrassing, but honesty is always the best way to handle these uncomfortable situations. Explaining why you suffered a loss of income, got behind on payments, had a repossession, or filed for bankruptcy will only help increase the potential for your loan approval.